Block of flats insurance - managing risk effectively
Block of Flats Insurance policies offer cover specifically designed for the special requirements of this type of building. Working with some of the UK's leading insurers, we can arrange a Block of Flats Insurance policy that is specially tailored to your individual circumstances.
We understand that insuring blocks of flats is different from insuring other types of buildings. Blocks of flats are often inhabited by multiple families and have shared communal areas. This means that they are viewed differently by insurers, so a more targeted type of policy is needed to ensure that you are fully covered.
Additional cover with your Blocks of Flats Insurance
As well as the basic Buildings Insurance, we can also enhance your cover with extra policies, such as:
- Contents of Common Parts - this policy ensures that shared areas of blocks of flats such as stairs and entranceways have adequate cover
- Alternative Accommodation Costs/Loss of Rent - in the event of your block of flats becoming uninhabitable for any reason, you may find yourself liable for the cost of alternative accommodation for the tenants. This policy will cover those costs or compensate you for any rent losses you may suffer
- Employers Liability - this form of insurance is compulsory for all businesses that employ staff and will cover you if a staff member makes a claim for damages after being injured at work.
Depending on your individual circumstances, it may be appropriate for you to acquire more extensive cover such as Residents Association Directors & Officer's Liability, Engineering Inspection or Legal Expenses cover. Our experienced advisers will discuss your requirements with you when arranging your Blocks of Flats Insurance policy, and can guide you through your options.
For more information on Block of Flats Insurance, call us on 023 9224 8780. Alternatively, you can use our online enquiry form to contact us or use the link below to obtain a quote.
