UK and European Holiday Home Insurance

A second property in the UK or abroad can be a fantastically rewarding, if not worrisome, investment. Whether you split your time between your UK property and your home abroad, or let out your property, you will never be completely on hand to deal with every eventuality.

Stride can offer an insurance solution that is designed to bridge the gap between you and your holiday home. If you own another home within the EU, Stride can provide some much needed peace of mind with its Holiday Home Insurance product.

In partnership with K Drewe Insurance Limited, Stride can provide cover for both Buildings and Contents, whether your property is occupied or unoccupied, and will cover your let property for up to 35 weeks of the year.

Some of the significant policy benefits include:

Buildings Cover Includes 

• Fire, lightning, explosion, earthquake, or aircraft
• Escape of oil from fixed domestic oil-fired heating installations 
• Escape of water from fixed water tanks, apparatus or pipes 
• Theft or attempted theft 
• Frost damage to fixed water tanks, apparatus & pipes 
• Breakage of fixed glass & sanitary fixtures 
• Loss of rent or alternative accommodation 
• Subsidence for Spain, Portugal and UK 
• £2 Million Liability to the Public 
• Plus much more

Contents Cover Includes* 

• Household goods and personal property, within the home, which are your property or which you are legally liable for 
• Garden Furniture in the garden up to £1,000 
• Accidental damage to televisions, audio & video equipment including radios, DVD players, video recorders, home computers and satellite decoders 
• Theft of contents from outbuildings up to £500 or 3% of the sum insured, whichever is the greater 
• Domestic freezer contents up to £500 
• £2 Million Liability to the Public

*subject to occupancy and/or other factors

For more information regarding benefits and exclusions, please see below for the policy wording and policy summary.