Engineering inspection cover and engineering insurance
Engineering inspections are important to ensure that the machinery and equipment within your commercial building are safe to use. In fact, it is a legal requirement for a competent person to regularly assess certain items.
These may include, but are not limited to:
- Passenger or goods lifts (including stair lifts, car parking systems and window gantries)
- Pressurised boiler systems
- Lifting equipment (including forklift trucks and cranes)
- Items involving the use of wires, chains, ropes or hydraulics
- Compressors and pressure systems
- Electrical installations
What does an inspection involve?
An inspection will involve a competent person visiting your premises on a regular basis, where they will assess the necessary machinery and equipment. They will then produce a report of their findings which will need to be made available to you, any prospective purchasers, solicitors, mortgage lenders and/or the Health & Safety Executive.
The report will confirm which items have passed the inspection, meaning they adhere to current, legal safety standards; and which have failed and require remedial action to enable it to pass. You have a duty to take steps such as placing notices on equipment which failed the inspection, advising the public and/or employees that it cannot be used. Further inspections can be arranged once you have addressed the issues associated with the failed items.
Demonstrating safety best practice
It may also be necessary, let alone prudent, to arrange inspections for items within your property that aren’t a statutory requirement. Doing this will help to ensure all machinery and equipment is adequately maintained and is functioning to a suitable standard – and, it will foster best practice for safety measures conducted in your premises.
Engineering statutory inspection and insurance
Along with providing inspection services, Stride can arrange machinery insurance cover for your equipment.
If, for instance, a piece of equipment in the building is damaged because of a power surge, the cost to repair or replace it can be significant. If you have insurance, your policy will recoup these costs minus any excess you agreed. So, it can provide a vital lifeline in these circumstances, ensuring you aren’t out of pocket and helping you to get back to business as quickly as possible.
Speak to the experts at Stride
If you’re looking for quality engineering inspection and engineering insurance for a price that won’t break the bank, look no further than Stride.
We’re an independent broker that has worked with the UK’s top insurers – such as Zurich, AXA and Aviva – for well over 40 years. The relationship we’ve built with our partners means we have access to the best policies at highly-competitive rates.
As we’re independent, we’re able to offer impartial advice and we only ever recommend cover we know is right for you. Plus, we’re there to support you through the entire policy lifecycle, whether you need to speak to our in-house advisors about an upcoming inspection, or need assistance claiming on your policy.
The Stride Commercial Insurance Team are waiting for your call – phone us today on 023 9224 8780 or get an online quote.