Homeworking professionals insurance
Remote working has taken off in recent years, with more and more businesses getting on board. Working from home one, two or five days a week has many benefits, helping professionals manage their time more efficiently, strike a better work-life balance and dodge that gruelling rush-hour commute.
If you conduct business from the comfort of your own home, it’s really important to protect your livelihood with quality, home-based business insurance.
Homeworker insurance package from Stride
Working flexibly as a consultant or other professional brings with it a unique set of risks. You could be handling sensitive client data, meeting clients at their home, or using a personal laptop to conduct business. And in all of these cases, you need insurance to protect you in the event something goes wrong.
The types of insurance you may need to take out include:
Public liability. This covers you if someone, such as a prospective client, is injured because of your negligence or has their belongings damaged and they make a claim against you.
Professional indemnity insurance. If you give advice or provide a service clients pay for, they could sue if they feel the advice was wrong or cost them money. This cover will recoup the cost to compensate the client and settle the claim.
Employers liability cover. If you work from home, there’s a good chance you work alone. But if you employ staff, you have to take out this policy by law. It will protect your business should one of your staff sue you for injury or illness.
Business contents insurance. Any home-based equipment you use for business might not be covered on your typical home contents policy, so you may need to take out additional insurance.
Business interruption insurance. If you’re unable to work due to an insured incident, this cover will pay any lost income.
Stride has been working as an independent insurance broker for more than four decades. Over that time, we’ve developed close relationships with the UK’s leading insurers (including AXA, Aviva and Zurich) meaning we can offer our customers great home-based workers insurance policies are a competitive price.
We’ve gained a reputation for our unrivalled customer service and in-house expertise, and provide every one of our customers with advice and support whenever they need it. Want to find out more? Give one of our advisers a call today on 023 9224 8780 or alternatively, click here to request a quote online.