Do i need home insurance?
If you own the property, yes, it is advisable to have buildings insurance to protect your asset and to safeguard you in the event of a claim against you. If you have a mortgage your lenders will insist on the cover being in place. It is advisable to have contents insurance as well, whether you own or rent. If you own your own home Computerquote Insurance can offer policies that combine building and contents cover, which can be convenient.