Landlord insurance news

Landlords feeling the pressure from tax and stamp duty rules

Rents are rising, but below the rate of inflation. According to figures cited by the BBC, inflation grew from 2.3% in March to 2.7% in April – the highest rate recorded since September 2013 and above the Bank of England’s 2% target.

Will energy efficient Buy-to-Let properties keep your tenants happy?

Landlords are facing pressure from tenants and the government to make their properties energy efficient. Our latest blog discusses the implications of an Energy Performance Certificates and how methods such as Smart meters can keep concerned tenants from

Top tips to keep your property safe this winter

The winter season is set to be harsh this year meaning we could be in for another bitter winter. Stride has come up with some top tips to protect your property from winter conditions. Make sure you are doing all you can to minimise the chances of damage.

Tenants not paying their rent? Facing possible tenant eviction or legal fees? Let’s look at your options…

The property market has thrown up some surprises to us all with a pandemic thrown in the mix, thankfully, there is a way to protect your rental income and ensure that you, as a landlord, can maintain a level of financial security.

UK staycation boom - Can your second property be a money spinner too?

As thousands of people look to explore Britain this summer, it could be a good time for those with a second home to turn their property into a holiday let...

Protecting your property from escaping water

‘Escape of Water’ is a common issue for Property Owners, so here are are some steps to avoid any ‘Escape of Water’ and deal with it if there is a leak.

What is the new six-month rule for evictions?

The Government has now announced further measures aimed at protecting tenants during the pandemic. So how will they affect you as a landlord, and your property rental business?

What are the new stamp duty rules for buy-to-let landlords?

Coronavirus has prompted the government to introduce a raft of new measures designed to support individuals, businesses and the wider economy both during and after the pandemic.

Landlord market bouncing back after lockdown

The property market, residential rents and tenant demand have proved to be resilient in previous economic slumps. So, what effect will lockdown and the current downturn have on the UK’s rental market?

Landlord maintenance during lockdown

The Coronavirus pandemic has forced businesses across the country to adjust their working practices in order to meet the guidelines in place. As a landlord, you may be wondering about the implications the restrictions have when it comes to certain duties

Coronavirus - how does this impact landlords? Part 1

This is an uncertain time, and rules and regulations are constantly changing and being introduced since the coronavirus outbreak began. One of the best ways, as a landlord or agent, that you can protect yourselves and your tenants is to keep up to date wi

Covid-19 self-employment income support scheme

There are around five million people across the UK who are self-employed or work on a freelance basis, and many will be relieved to hear that financial support is being offered to help those impacted by coronavirus. Last week the Government announced that

Residential landlords and Coronavirus: what you need to know

The Covid-19 crisis has prompted the Government to introduce emergency legislation suspending evictions, issue guidance about rent and mortgage payments, and provide financial support for those affected by the lockdown.

What are lifetime deposits?

The Government has announced plans for a package of measures including a system of “lifetime deposits”, which should make it easier for tenants to move between one property and the next.

What does today's average landlord look like?

If you’re a private landlord with a portfolio made up of a number of properties, you might have wondered in the past whether you fit the classic landlord profile? Or do your circumstances mean that you’re bucking the national trend?

New rules on HMO take place effect from the 1st October - are your clients ready?

Recent years have seen an uptick in investor interest in houses of multiple occupation (HMOs), such as the student housing sector. Where investment goes regulation is sure to follow: this October will see significant changes including a new definition of

Let property EPC

Energy performance certificates (EPCs) – you know what they are, and you know you need them for your buy-to-let properties. But are you fully up to speed with your obligations as a landlord, as well as with recent updates to minimum energy efficiency stan

The problems landlords face and how to protect yourself

Landlords can face a range of issues relating to their let property, and also to their tenants. Mostly these will be day-to-day, small problems (managing access, keys, services, etc), and it is your responsibility to deal with these.

How to deal with damp and mould

Damp and mould is a serious health hazard and can make tenants justifiably unhappy with their living conditions, but there is much landlords can do to prevent this becoming a major problem.

How landlords can protect against home emergencies

It's something all landlords dread, with good cause: a call from a tenant in the middle of the night saying emergency assistance is needed.

How landlords can protect their rental income

What happens if the rent suddenly stops coming in? There are countless reasons why this might happen. Rent guarantee insurance provides you with peace of mind that you are protected against periods without income. Most policies offer protection of up to £

Furnished or unfurnished lettings – a guide for landlords

To furnish or not to furnish? That is the question facing many landlords. The decision is a multi-faceted one, with many things to consider: the target tenant profile, health and safety, affordability and insurance cover.

How to avoid personal injury fraud: when a slip could lead to a trip to prison for landlords

How to avoid personal injury fraud: when a slip could lead to a trip to prison for landlords. Would your insurer stand up to the test of a personal injury claim? Why not speak to Stride Direct about your options?

Landlord's rights to inspect their properties

Inspections of buy-to-let property can feel intrusive unless handled sensitively. While it's reasonable for you to want to check on your property, it is also reasonable for tenants to want some privacy and respect.High quality insurance is a vital protect

Letting an HMO – how to weigh the pros and cons

Many landlords and investors are converting their properties into houses in multiple occupation (HMOs) as a way of generating higher rates of return.Don’t forget – you’ll need to acquire quality landlord insurance for your HMO property. Get in touch with

UK to monitor overseas property buyers

Foreign investors are being blamed for making it increasingly challenging for young people to get on the property ladder. The UK are now to monitor property buyers.

Are your tenants letting out your property on Airbnb?

Landlords everywhere will agree that trust plays a key role in maintaining good relationships with tenants. Landlords can’t keep a watchful eye on those occupying their properties all of the time.

Leasehold landlords beware the outcome of Edwards v Kumarasamy

Landlords, breathe a sigh of relief. For a brief period over the summer, it seemed that a new legal case could set a precedent meaning landlords’ duties would become more onerous, with repairing obligations for parts of properties they do not own or contr

Common reasons for being refused landlords insurance

Insurance is an essential requirement for landlords. It provides protection for your property and your livelihood; without it, you could face severe financial consequences if something goes wrong, such as a fire or a tenant injury.

Tenancy tips

9 things to consider before renting your property When you’ve bought a rental property, it’s understandable that you want to waste no time in installing tenants so you can begin to realise a return on your investment.