Download policy wordings

Download our Property Owners insurance policy wordings and policy summaries (including Key Facts) below.

allianz logo

Alianz Real Estate Select Policy Wording 

Alianz Real Estate Select Policy Summary 

Alianz Real Estate Select - Notification of changes

Arch Insurance logo

Arch Property Owners Policy Wording

Arch Property Owners Policy Summary

Arista Property Owners Notice to Policyholders

 

Aviva horizontal logo

Aviva Property Owners Policy Wording

Aviva Property Owners Policy Summary

Aviva Important Info CHC

Hiscox logo

Hiscox Property Owners Policy Wording

Hiscox Property Owners Policy Summary

Hiscox Schedule of Limits

portus logo

Portus Underwriting Property Owner Policy Wording

Portus Underwriting Property Owner Policy Summary

Portus Essentials Property Owner Policy Wording

Portus Essentials Property Owner Policy Summary

About Portus Underwriting

zurich logo

Zurich Real Estate Insurance Policy Wording

Zurich Real Estate Insurance Policy Summary

Zurich Approach to the Insurance Act    

Request a callback
Tailor your quote
Need help finding the exact insurance for you? Get insured
Need help finding the exact insurance for you? Get insured

Latest news and articles

stamp duty
Rents are rising, but below the rate of inflation. According to figures cited by the BBC, inflation grew from 2.3% in March to 2.7% in April – the highest rate recorded since September 2013 and above the Bank of England’s 2% target. More information
students
Recent years have seen an uptick in investor interest in houses of multiple occupation (HMOs), such as the student housing sector. Where investment goes regulation is sure to follow: this October will see significant changes including a new definition of More information
energy
Energy performance certificates (EPCs) – you know what they are, and you know you need them for your buy-to-let properties. But are you fully up to speed with your obligations as a landlord, as well as with recent updates to minimum energy efficiency stan More information
advice for working at home
Landlords can face a range of issues relating to their let property, and also to their tenants. Mostly these will be day-to-day, small problems (managing access, keys, services, etc), and it is your responsibility to deal with these. More information
mould on walls
Damp and mould is a serious health hazard and can make tenants justifiably unhappy with their living conditions, but there is much landlords can do to prevent this becoming a major problem. More information
brexit UK
Foreign investors are being blamed for making it increasingly challenging for young people to get on the property ladder. The UK are now to monitor property buyers. More information
shared houses
Many landlords and investors are converting their properties into houses in multiple occupation (HMOs) as a way of generating higher rates of return.Don’t forget – you’ll need to acquire quality landlord insurance for your HMO property. Get in touch with More information
inspection
Inspections of buy-to-let property can feel intrusive unless handled sensitively. While it's reasonable for you to want to check on your property, it is also reasonable for tenants to want some privacy and respect.High quality insurance is a vital protect More information
slip injury
How to avoid personal injury fraud: when a slip could lead to a trip to prison for landlords. Would your insurer stand up to the test of a personal injury claim? Why not speak to Stride Direct about your options? More information
un-furnished house
To furnish or not to furnish? That is the question facing many landlords. The decision is a multi-faceted one, with many things to consider: the target tenant profile, health and safety, affordability and insurance cover. More information
coins
What happens if the rent suddenly stops coming in? There are countless reasons why this might happen. Rent guarantee insurance provides you with peace of mind that you are protected against periods without income. Most policies offer protection of up to £ More information
flood
It's something all landlords dread, with good cause: a call from a tenant in the middle of the night saying emergency assistance is needed. More information
letting to airbnb
Landlords everywhere will agree that trust plays a key role in maintaining good relationships with tenants. Landlords can’t keep a watchful eye on those occupying their properties all of the time. More information
row of houses
Landlords, breathe a sigh of relief. For a brief period over the summer, it seemed that a new legal case could set a precedent meaning landlords’ duties would become more onerous, with repairing obligations for parts of properties they do not own or contr More information
insurance refusal
Insurance is an essential requirement for landlords. It provides protection for your property and your livelihood; without it, you could face severe financial consequences if something goes wrong, such as a fire or a tenant injury. More information
house and key
9 things to consider before renting your property When you’ve bought a rental property, it’s understandable that you want to waste no time in installing tenants so you can begin to realise a return on your investment. More information